Life Insurance

“Most people don’t plan to fail, they fail to plan.” – John L. Beckley

Financial risk planning can be defined as the continuous process of planning, constructing, implementing, reviewing, and restructuring of your financial needs, as well as the products put in place to provide the cover.

We believe that putting in place risk cover (such as life, disability and critical illness benefits) helps our clients to have peace of mind.  We all want our loved ones and / or our businesses to be taken care of when we are not able to provide for them anymore.

LUMENROCK has contracts with the major life offices like Sanlam, Momentum, Liberty Life and PPS, and can advise clients on the following fields of risk cover:

  • Life Cover
  • Disability Cover
  • Income Protection
  • Critical Illness Cover
  • Estate Planning
  • Business Continuity
  • Wills
  • Personal Risk Cover
  • Cover for Liabilities


Nasiegh Humdaly
Ignus Kempen served on the Southern Region Council whilst Pieter Esterhuizen was in his first term 2010/2011 on SAICA’s Southern Region Council. They achieved this by virtue of the fact that they were chairman of SAICA’s Southern Cape District association representing the interests of all the CA’s (SA) resident in the Southern Cape area.
Carl Lategan
Carl Lategan, Alistar (bio-fuel industry)
I make use of your excellent service of having a virtual office for administration, making a start-up company a breeze. - See more at:
JB van der Westhuizen
Chairman: Various Companies
The Van Der Westhuizen Group of Companies has been associated with LUMENROCK (as well as previously with KSE & Associates and Mr Pieter Esterhuizen in his personal capacity) as our auditors for almost a decade. Their services have been of an extremely high professional standard and we are proud to be associated with the group. Their availability and friendly assistance have been immaculate.



South African Rand

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Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151