Short-Term Insurance

"We will provide assest protection at competitive premiums"
Risk management is part of our strategy to protect the assets of our clients. We offer sound, proper, ethical advice.

A total risk evaluation would be done on your portfolio to ensure best advice and a cost effective solution to your insurance needs. Our professional, well trained staff would assist in any claim or underwriting matter to ensure your peace of mind. In addition to the standard products we offer a wide range of additional products to our clients for example: Alternative Risk Transfer (self-insurance).

The following categories of cover are provided:

  • Buildings
  • House Contents
  • All Risks
  • Personal Liability
  • Personal Accident
  • Motor Insurance
  • Caravan and Trailer Insurance
  • Small Marine Craft
  • Legal Cost and Expenses
  • Riot Insurance
  • Emergency Medical Assistance


  • Fire
  • Buildings Combined
  • Office Contents
  • Business Interruption
  • Accounts Receivable
  • Theft
  • Glass
  • Fidelty
  • Goods in Transit
  • Business All Risk
  • Accidental Damage
  • Public & Employers Liability
  • Motor
  • External & Internal Risks
  • Machinery Breakdown
  • Electric Equipment
  • Deterioration of Stock


  • Marine
  • Hospitality & Leisure
  • Civil & Contractors
  • Aviation
  • Bonds & Guarantees
  • Transport
  • Liability
  • Travel Insurance
  • Alternative Risk Transfer
  • Taxi Industry
  • Agriculture
  • Sectional Title


JB van der Westhuizen
Chairman: Various Companies
The Van Der Westhuizen Group of Companies has been associated with LUMENROCK (as well as previously with KSE & Associates and Mr Pieter Esterhuizen in his personal capacity) as our auditors for almost a decade. Their services have been of an extremely high professional standard and we are proud to be associated with the group. Their availability and friendly assistance have been immaculate.
Chris Roodt
Chris Roodt
I am the Managing Director of various legal entities; varying from agriculture to residential and business developments. For the past six years Pieter Esterhuizen has been involved with all, baring one, legal entity. I have always received excellent service from Pieter and I am impressed with his personal knowledge of all spheres of business, as well as his professional and speedy response to quer...
Carl Lategan
Carl Lategan, Alistar (bio-fuel industry)
I make use of your excellent service of having a virtual office for administration, making a start-up company a breeze. - See more at:



South African Rand

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Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151