Credit Protection

Credit Protection

LUMENROCK Credit Protection.  Most people have debt today, and with debt comes extra concerns, such as what will happen if you are suddenly retrenched or temporarily disabled and are unable to meet your current financial commitments. Everything you have worked so hard to build could come crumbling down around you. But worse yet, what happens if you are no longer here, will your family be able to absorb your debt? What legacy will you leave your loved ones right now if you were no longer around? Does your debt exceed your assets? If so this can leave your grieving family in a bad position.

Contact LUMENROCK and speak to our experienced team about what options you have to ensure that your debt is taken care of, no matter what is waiting for you and your family around the corner.




Willie Esterhuizen
Relationship Executive: Commercial / Absa Retail a
Absa Bank has been associated with LUMENROCK (and previously KSE & Associates) for many years. We are very proud and privileged to be the bankers of a professional group like LUMENROCK – that really adds value to all their customers’ financial affairs. Pieter Esterhuizen has always demonstrated the highest levels of integrity and it is a real pleasure dealing with each and every one at LUM...
Franco van der Westhuizen
Thanks a million - you guys are legends!
BD Boshoff
Director: Bernhoff Boerdery
Pieter Esterhuizen (prior KSE and now LUMENROCK) has been our auditor for the past 17 years. He was the accountant for several of our companies in property development, as well as the farming sector. It was during this period of time that he distinguished himself as a unique financial advisor, who is always capable of doing what is best for each and every company – in every possible situation. H...



South African Rand

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+27 (0)861 873 255

Cobus Coetzee
Malan vd Merwe


Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151