Short-Term Insurance

"We will provide assest protection at competitive premiums"
Risk management is part of our strategy to protect the assets of our clients. We offer sound, proper, ethical advice.

A total risk evaluation would be done on your portfolio to ensure best advice and a cost effective solution to your insurance needs. Our professional, well trained staff would assist in any claim or underwriting matter to ensure your peace of mind. In addition to the standard products we offer a wide range of additional products to our clients for example: Alternative Risk Transfer (self-insurance).

The following categories of cover are provided:

  • Buildings
  • House Contents
  • All Risks
  • Personal Liability
  • Personal Accident
  • Motor Insurance
  • Caravan and Trailer Insurance
  • Small Marine Craft
  • Legal Cost and Expenses
  • Riot Insurance
  • Emergency Medical Assistance


  • Fire
  • Buildings Combined
  • Office Contents
  • Business Interruption
  • Accounts Receivable
  • Theft
  • Glass
  • Fidelty
  • Goods in Transit
  • Business All Risk
  • Accidental Damage
  • Public & Employers Liability
  • Motor
  • External & Internal Risks
  • Machinery Breakdown
  • Electric Equipment
  • Deterioration of Stock


  • Marine
  • Hospitality & Leisure
  • Civil & Contractors
  • Aviation
  • Bonds & Guarantees
  • Transport
  • Liability
  • Travel Insurance
  • Alternative Risk Transfer
  • Taxi Industry
  • Agriculture
  • Sectional Title



Kruger Human
Marakalalo Safaris Trust
On behalf of Marakalalo Safaris Trust, we want to thank LUMENROCK for the outstanding advice and services rendered to the business. We value the honesty, professionalism and very high ethical standards of the company, directors and staff. It is a pleasure and honour to be associated and to do business with LUMENROCK.
Franco van der Westhuizen
Thanks a million - you guys are legends!
BD Boshoff
Director: Bernhoff Boerdery
Pieter Esterhuizen (prior KSE and now LUMENROCK) has been our auditor for the past 17 years. He was the accountant for several of our companies in property development, as well as the farming sector. It was during this period of time that he distinguished himself as a unique financial advisor, who is always capable of doing what is best for each and every company – in every possible situation. H...



South African Rand

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+27 (0)861 873 255

Cobus Coetzee
Malan vd Merwe


Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151