Short-Term Insurance

"We will provide assest protection at competitive premiums"
Risk management is part of our strategy to protect the assets of our clients. We offer sound, proper, ethical advice.

A total risk evaluation would be done on your portfolio to ensure best advice and a cost effective solution to your insurance needs. Our professional, well trained staff would assist in any claim or underwriting matter to ensure your peace of mind. In addition to the standard products we offer a wide range of additional products to our clients for example: Alternative Risk Transfer (self-insurance).

The following categories of cover are provided:

  • Buildings
  • House Contents
  • All Risks
  • Personal Liability
  • Personal Accident
  • Motor Insurance
  • Caravan and Trailer Insurance
  • Small Marine Craft
  • Legal Cost and Expenses
  • Riot Insurance
  • Emergency Medical Assistance


  • Fire
  • Buildings Combined
  • Office Contents
  • Business Interruption
  • Accounts Receivable
  • Theft
  • Glass
  • Fidelty
  • Goods in Transit
  • Business All Risk
  • Accidental Damage
  • Public & Employers Liability
  • Motor
  • External & Internal Risks
  • Machinery Breakdown
  • Electric Equipment
  • Deterioration of Stock


  • Marine
  • Hospitality & Leisure
  • Civil & Contractors
  • Aviation
  • Bonds & Guarantees
  • Transport
  • Liability
  • Travel Insurance
  • Alternative Risk Transfer
  • Taxi Industry
  • Agriculture
  • Sectional Title



Hugo de Wet
Business Manager: Gijima
I have known Pieter Esterhuizen, the CEO of LUMENROCK, for more than 10 years. In this time he has been very involved in my business affairs. Pieter is always available to assist me whenever I need his advice. LUMENROCK is a trusted advisor. I trust and value their inputs when it comes to tax structuring or general business advice.
IS Ferreira
IS Ferreira
I have known Pieter Esterhuizen for over ten years in his capacity as my accountant and financial advisor. His sound and very professional financial advice has always been outstanding. He and his firm is dynamic, trustworthy and very loyal to me as a client. It is an honour and privilege for me to be associated with Pieter and LUMENROCK.
JB van der Westhuizen
Chairman: Various Companies
The Van Der Westhuizen Group of Companies has been associated with LUMENROCK (as well as previously with KSE & Associates and Mr Pieter Esterhuizen in his personal capacity) as our auditors for almost a decade. Their services have been of an extremely high professional standard and we are proud to be associated with the group. Their availability and friendly assistance have been immaculate.



South African Rand

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+27 (0)861 873 255

Cobus Coetzee
Malan vd Merwe


Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151