Short-Term Insurance

"We will provide assest protection at competitive premiums"
Risk management is part of our strategy to protect the assets of our clients. We offer sound, proper, ethical advice.

A total risk evaluation would be done on your portfolio to ensure best advice and a cost effective solution to your insurance needs. Our professional, well trained staff would assist in any claim or underwriting matter to ensure your peace of mind. In addition to the standard products we offer a wide range of additional products to our clients for example: Alternative Risk Transfer (self-insurance).

The following categories of cover are provided:

  • Buildings
  • House Contents
  • All Risks
  • Personal Liability
  • Personal Accident
  • Motor Insurance
  • Caravan and Trailer Insurance
  • Small Marine Craft
  • Legal Cost and Expenses
  • Riot Insurance
  • Emergency Medical Assistance


  • Fire
  • Buildings Combined
  • Office Contents
  • Business Interruption
  • Accounts Receivable
  • Theft
  • Glass
  • Fidelty
  • Goods in Transit
  • Business All Risk
  • Accidental Damage
  • Public & Employers Liability
  • Motor
  • External & Internal Risks
  • Machinery Breakdown
  • Electric Equipment
  • Deterioration of Stock


  • Marine
  • Hospitality & Leisure
  • Civil & Contractors
  • Aviation
  • Bonds & Guarantees
  • Transport
  • Liability
  • Travel Insurance
  • Alternative Risk Transfer
  • Taxi Industry
  • Agriculture
  • Sectional Title



Franco van der Westhuizen
Thanks a million - you guys are legends!
Hugo de Wet
Business Manager: Gijima
I have known Pieter Esterhuizen, the CEO of LUMENROCK, for more than 10 years. In this time he has been very involved in my business affairs. Pieter is always available to assist me whenever I need his advice. LUMENROCK is a trusted advisor. I trust and value their inputs when it comes to tax structuring or general business advice.
Nasiegh Humdaly
Ignus Kempen served on the Southern Region Council whilst Pieter Esterhuizen was in his first term 2010/2011 on SAICA’s Southern Region Council. They achieved this by virtue of the fact that they were chairman of SAICA’s Southern Cape District association representing the interests of all the CA’s (SA) resident in the Southern Cape area.



South African Rand

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+27 (0)861 873 255

Cobus Coetzee
Malan vd Merwe


Tel : +27(0) 86 187 3255
Fax: +27(0) 86 509 4151